The Wayfair Credit Card (a business credit card issued by Comenity Bank) has no annual fee and offers the following benefits: $40 off your first order of $250 or more after card approval you may not combine this offer with any other offer, including interest-free. offers. special financing offers.Wayfair-Credit-Card

Wayfair Credit Card Benefits

Earn 3% Back in Rewards on Qualifying Orders: Every time you make a qualifying purchase with your card at Wayfair, Joss & Main, AllModern, Birch Lane, and DwellStudio, you’ll earn 3% back in rewards to redeem for future purchases. . You will not receive rewards for purchases for which you receive special funding.

$0 Deposit and Special Financing for 6 or 12 Months for Qualifying Orders: Your order must have a minimum of $250 to qualify for 6-month financing and a minimum of $500 for 12-month financing. If you pay your entire order at the end of the promotional period (6 or 12 months), you will not be charged interest.


If you fail to pay the balance in full or you are late with a payment, interest is charged retroactively from the purchase date. This special financing can be used for any eligible purchase during the card’s validity period. Unlike traditional credit cards, which usually only offer 0% financing for a limited time after opening the card, the Wayfair Card extends it to all purchases over $250.

In short: with this card, you have the option for each purchase: special financing or a bonus. When choosing rewards, you get 3% back, which gives you a discount on a future purchase from Wayfair or one of its partner sites. If you opt for special financing, you can enjoy 0% interest for 6 or 12 months. Both options can be useful for a large amount of furniture, depending on the needs.